Head Injury Insurance Claims on the Rise

Head injuries incurred from sports-related activities are on of the fastest growing health insurance claims, according to a recent report from CNBC. The report notes that recent high-profile sports-related lawsuits over brain injuries sustained as a result of engaging in various athletic activities have highlighted the severity of such injuries, and have encouraged more people to report them and seek appropriate medical treatment. Two of the most notable cases that have received extensive media coverage include a class-action settlement last year between the National Football League and thousands of former players from that league as well as a more recent class-action lawsuit filed by more than 50 former professional wrestlers against a major wrestling entertainment company.

The momentum that both of these cases have achieved may be a catalyst in encouraging other professional and amateur players engaged in sports where they wear protective headgear to follow suit and seek compensation from entities such as athletic leagues, schools, helmet manufacturers, and retailers that sell safety equipment.

Basis of Legal Claims

Standard & Poor’s, an international company that provides credit ratings and market insight based on research, was the author of the information used in the article. It paints similarities between sports-related neurological claims and asbestos-related claims, both in the United States and the United Kingdom. Specifically, both injuries sustained as a result of an activity are latent injuries. This means they could take weeks, months, years, or even decades to manifest after an incident that may trigger them.

It is often difficult in both cases to assert a successful initial claim that is comprehensive enough to cover potential damages sustained as a result of related activities, which is why it may have taken so long for former professional football players and retired wrestlers to realize the full effect brain injuries may have had on them. As a result, Standard & Poor’s notes that many insurance companies are actually capping payouts on concussion lawsuits and including exclusion clauses in policies for concussion-related injuries.

While each legal action is unique, recent actions concerning sports-related head injuries have primarily focused on professional athletic groups’ negligence in informing members of the potential severity of such injuries. In other words, many lawsuits attempt to demonstrate that the agency charged with governing a certain sport or group of athletes was aware of the potential risk of such injuries but did not inform players, did not enact measures to prevent such injuries, and/or allowed activities that could cause such injuries to continue.

Through this, it is possible to also successfully seek compensation from equipment manufacturers and retailers for the same claims by proving the equipment manufacturer and retailer were also aware of the potential for such injuries but did not properly design or provide equipment to prevent such injuries. Additionally, the lawsuits often allege that these governing bodies did not provide proper medical diagnosis or treatment for those sustaining brain injuries, and/or did not inform victims of these brain injuries about the potential severity of the injury or its consequences.

Seeking Legal Assistance with Brain Injuries

Brain injuries, even minor ones and especially repeated ones, can cause severe short-term and long-term complications depending on the circumstances of the injury. It is essential that such potential injuries are taken seriously by athletic trainers, coaches, and players that may sustain them. It is equally important that proper weight is given to the potential severity of these injuries when seeking medical treatment. With many recent advances in brain injury research, including potential new options for diagnosis and treatment, first-responders and other medical professionals have a variety of tools at their disposal to improve the prognosis for someone that has sustained a brain injury.

Without prompt and proper treatment, complications can be costly and disabling. If you have sustained a brain injury, whether it be from sports-related activities or other accident, it is important to seek medical attention right away. If your injury is not handled appropriately, you may be eligible for compensation in addition to an amount you could be eligible for as far as the injury itself. Contact the personal injury attorneys at Levin & Perconti to discuss the circumstances of your case and see what options are available to you based on the circumstances of your case.

Related Posts:




Lawyer Monthly - Legal Awards Winner
The National Trial Lawyers
Elder Care Matters Alliance
American Association for Justice
Fellow Litigation Counsel of America
Super Lawyers
Contact Information